MARTIN J. PRING
has provided research to the international investment community since 1968. His research has been highlighted in the Wall Street Journal and Barron’s, and he has been regularly interviewed by the financial media. Martin has authored several best selling books including: How to Forecast Interest Rates, Technical Analysis Explained, The All-Season Investor, and his latest, The Investor’s Guide to Active Asset Allocation. In 2004 Martin was honored by his peers with the Market Technicians Association “Lifetime Achievement Award”. Mr. Pring, with Mr. Turner, is responsible for research and outlining strategy.

   
         
   

JOE D. TURNER
is principal of Pring Turner Capital Group and he has been serving investors since 1968. He has been providing fee-only investment management since 1977. Joe is known for his economic and business cycle research and has lectured extensively around the country on these subjects. He has taught graduate level courses at Golden Gate University in San Francisco on business cycle investing, asset allocation, and stock market analysis. Mr. Turner shares responsibility for implementing investment policy, strategy, and portfolio management.

   
         
   

TOM J. KOPAS
began his career in the investment industry in 1981 and spent more than twenty years as a financial consultant with major Wall Street brokerage firms, and joined the Pring Turner team in 2002. Tom’s strength is his old fashioned style of helping his clients understand and navigate the investment world. Tom has taught numerous investment and retirement planning courses, covering topics on portfolio management, taxes, estate planning, and municipal securities. He is a frequent guest speaker on retirement planning issues. Mr. Kopas shares responsibility for implementing investment policy, strategy and portfolio management.